End of Year Tax Planning

End of Year Tax Planning

Who’s ready for 2020 to be over? It would be nice to put elections and quarantines behind us for a change and discuss something more enjoyable…like taxes. Ok, we can appreciate that with the end of the year and more holidays approaching this might not be top of your...
How to Navigate Open Enrollment at Work

How to Navigate Open Enrollment at Work

Open enrollment season is almost upon us! It is that exciting time of year when you devote three minutes to glancing at a benefits packet before deciding there is something more interesting you’d rather be doing. Even though our financial lives change all the time,...
How Protected are Your Retirement Accounts?

How Protected are Your Retirement Accounts?

Retirement accounts have many benefits. We are often discussing the tax advantages of contributing to pre-tax retirement accounts or taking tax-free distributions from Roth accounts. They provide a great way for the average investor to save and grow their money more...
Navigating Mortgages

Navigating Mortgages

One of the most expensive things most people will ever buy is their home. For a few entrepreneurs, it might be a business, and for a few others it could end up being a college diploma, but by and large, it is a home that is our largest purchase. Despite this fact,...
Thinking About Starting a Business?

Thinking About Starting a Business?

Have you ever considered going into business for yourself? There are lots of reasons to explore starting your own business. Maybe you are looking for more flexibility in your life. Maybe you want to earn more income than your current job would pay. Maybe you have a...
How to Sin a Little in the Stock Market

How to Sin a Little in the Stock Market

No one wants to be boring, and financial advisors are no exception. Yet day after day we create plans for people to save more, spend less, be diversified, and protect themselves from risk. Truth be told, it can look like a boring path. We get it. Talking about paying...
Understanding Risk

Understanding Risk

Risk can mean different things to different people. Most define risk as the possibility of loss. Note that we said possibility, not probability. Understanding the difference is key to how we make decisions about risks we face, but it can also be really hard to do. How...
Spending Habits & Lifestyle Creep

Spending Habits & Lifestyle Creep

Major life changes are frequently a trigger for changes in spending habits. Traditionally that has been associated with a change in work, marital status, or the number of people we are financially responsible for (increasing for births or decreasing for older children...
Getting Your Financial House in Order (Part 2)

Getting Your Financial House in Order (Part 2)

Sometimes good financial advice can start out broad to address a goal. It may sound something like this; “Let’s try to increase the amount you are saving for retirement” or “We want to be careful with how much debt we take on”. Previously we’ve written about how our...
Getting Your Financial House in Order (Part 1)

Getting Your Financial House in Order (Part 1)

Most of the United States is currently under some form of “stay-at-home” order. We are all being asked to limit our travel to securing essential goods or services for at least the next few weeks. Prior to our current environment, many of us would have seen an extended...