Navigating Mortgages

Navigating Mortgages

One of the most expensive things most people will ever buy is their home. For a few entrepreneurs, it might be a business, and for a few others it could end up being a college diploma, but by and large, it is a home that is our largest purchase. Despite this fact,...
Understanding Risk

Understanding Risk

Risk can mean different things to different people. Most define risk as the possibility of loss. Note that we said possibility, not probability. Understanding the difference is key to how we make decisions about risks we face, but it can also be really hard to do. How...
Spending Habits & Lifestyle Creep

Spending Habits & Lifestyle Creep

Major life changes are frequently a trigger for changes in spending habits. Traditionally that has been associated with a change in work, marital status, or the number of people we are financially responsible for (increasing for births or decreasing for older children...
Getting Your Financial House in Order (Part 2)

Getting Your Financial House in Order (Part 2)

Sometimes good financial advice can start out broad to address a goal. It may sound something like this; “Let’s try to increase the amount you are saving for retirement” or “We want to be careful with how much debt we take on”. Previously we’ve written about how our...
Getting Your Financial House in Order (Part 1)

Getting Your Financial House in Order (Part 1)

Most of the United States is currently under some form of “stay-at-home” order. We are all being asked to limit our travel to securing essential goods or services for at least the next few weeks. Prior to our current environment, many of us would have seen an extended...
Why We Have Inflation

Why We Have Inflation

“Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.” – Sam Ewing The term inflation is thrown around a lot in conversations about the economy and how the cost of something today relates to its...