How to Sin a Little in the Stock Market

How to Sin a Little in the Stock Market

No one wants to be boring, and financial advisors are no exception. Yet day after day we create plans for people to save more, spend less, be diversified, and protect themselves from risk. Truth be told, it can look like a boring path. We get it. Talking about paying...
Will Medicare Surcharges Affect You in Retirement?

Will Medicare Surcharges Affect You in Retirement?

If you have never heard the term “Medicare Surcharge” consider yourself in the majority. For starters, if you aren’t retired and on Medicare then it doesn’t affect you yet. In addition, it only impacts retired individuals, or couples, above certain income thresholds....
Live long & Prosper

Live long & Prosper

Recently we referenced a new IRS proposal that would change the Required Minimum Distribution (RMD) formula for qualified retirement plans and accounts. The short explanation is that as individuals reach their required minimum distribution age, they will now be...
Understanding Beneficiary Designations

Understanding Beneficiary Designations

If something were to happen to you tomorrow, where would everything you own go? Can you say with certainly who your 401k would go to? What about your IRAs and life insurance benefits? Bank accounts?   That is the purpose of a beneficiary designation.  Many people set...