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Understanding Beneficiary Designations

Understanding Beneficiary Designations

If something were to happen to you tomorrow, where would everything you own go? Can you say with certainly who your 401k would go to? What about your IRAs and life insurance benefits? Bank accounts?   That is the purpose of a beneficiary designation.  Many people set...
Understanding Your Social Security Benefit

Understanding Your Social Security Benefit

Social Security is a subject that has significant importance to almost all working adults. Young adults worry that it won’t be around, Pre-retires wrestle with when they should claim, and those already receiving Social Security benefits question the cost of living...
Personal Finance is Simple, but Not Easy

Personal Finance is Simple, but Not Easy

In one of his many famous quotes, iconic investor Warren Buffet once said, “Investing is simple, but not easy”. He was referring to his process of hard work and due diligence followed by decades of sitting on his hands and letting his investment grow. You see a large...
The Financial Struggle is Real

The Financial Struggle is Real

An article came out recently from a young financial writer named Nick Maggiulli that caught our attention. It was about money being a taboo subject, especially between family and friends. Many of us might remember our parents saying, “It isn’t polite to talk about...